While there are many insurance carriers that provide required protection for licenses and construction permits, DOB would like to empower residents and business owners in the District to ensure that they are adequately covered throughout the end-to-end construction process. To that end, we’ve listed companies below that can make the process of adding insurance policies, and generating a COI fast and easy. Here are two examples:
Please note that DOB makes no claims of specific coverage for your particular matter as each and every property, construction project, and entity are different. Consult each company and read your policies, declarations pages, and exclusions to understand your particular coverage.
Lemonade for Homeowners Insurance and Renters Insurance
Launched in 2015 to reimagine the insurance industry, Lemonade leverages cutting-edge technology and social impact to provide a unique insurance experience. Generate a policy in just a few minutes and, through artificial intelligence (AI), handle claims in minutes here.
Insurance for Adjacent Property Protection Coverage
Shield Indemnity, Inc. a division of Universal Shield Insurance Group, has developed a new insurance product specifically to add coverage for property and contractors which provides a dedicated limit of insurance for damage or injury to properties and their lawful residents that are next door to a covered project (adjacent and adjoining properties.) Policies can be added in minutes for as low as $55. Learn more about the program.